Credit Protection

1. Mass Debt Collection

We specialize in high-volume legal recovery for non-performing loans (NPLs), deploying dedicated teams working in close synergy with clients to maximize recovery rates and minimize management overhead.

• End-to-End Coverage: We handle every stage of the recovery lifecycle, from extrajudicial settlement (amicable resolution) to full court enforcement (injunctions, executions, insolvency, and over-indebtedness proceedings).
• Nationwide Reach: We represent clients across all Italian jurisdictions through an extensive network of trusted local counsel.
• Strategic Partnerships: To cover the entire credit spectrum (unsecured and small tickets for financial institutions, utilities, and corporate clients), we collaborate with industry leaders:
• NCP Enterprise (Studio Luzzi & Associati S.r.l.): Market leader in phone collection, data remediation, and portfolio management.
• Confidence Investigazioni S.r.l.): Specialized asset tracing and private intelligence investigations.

2. Credit Management

We support banks and financial institutions in managing complex credit portfolios through a structured, data-driven approach:

1. Preliminary Analysis: Comprehensive financial and asset evaluation of debtors, credit seniority, and collateral value.
2. Targeted Strategy: Prioritizing swift extrajudicial resolution aligned with business plan milestones.
3. Judicial Enforcement: Our loan managers work side-by-side with litigation attorneys until full case resolution.
4. Transparency: Customized operational workflows and real-time status reporting.

3. NPE Due Diligence

We provide end-to-end support for banks and international investors evaluating distressed debt portfolios (secured and unsecured):

• In-depth analysis of individual loan positions and underlying collateral value.
• Analytical Business Plans and financial recovery modeling.
• Full assistance during final Roll-up and closing phases.